Investigating a potential class action lawsuit against State Farm Insurance for allegedly adding deceptive language to its 2015 homeowners’ policies that reduced coverage while failing to cut premiums.  It is alleged that State Farm told consumers that the revision issued in 2015 was “not intended to change coverage.” Customers may not have been able to fully understand the implications of the policy change until it was necessary to use the insurance for a repair that previously had been covered.  For example, it is alleged that where plumbing damage had previously resulted in installing a new plumbing system, it now only covered the portion of the pipe where water escaped.  In November 2018, a Philadelphia judge ruled against State Farm. It has been reported that according court transcripts that the judge said, “I think there was clearly confusion and misunderstanding generated by what was sent out by State Farm.”   It was further reported that “in Pennsylvania, the state Insurance Department approved State Farm’s policy change in October 2014, narrowing the tear-out language from covering ‘any part’ to the ‘specific part’ of a building. The state did not approve the allegedly deceptive language in the notice to consumers, a department spokesperson said.” If you are or were a State Farm homeowners' policy holder and has experienced a similar change in policy coverage since 2015, please submit your information below.